
Opening a bank account shouldn't take weeks of paperwork. Mercury built banking for how startups actually work—fast setup, zero monthly fees, and everything managed from one dashboard. Apply in 10 minutes, get your account number instantly.
More than 200K businesses trust Mercury for their finances. Beyond basic banking, it handles bill pay, invoicing, and expense tracking. Your team gets debit and credit cards with controls. AI reads your invoices and auto-fills payment details. Treasury earns up to 3.93% on idle cash.
Features
Pricing
| Plan | Price | Best For | Key Features |
|---|---|---|---|
| Mercury | $0/mo | Early startups | Free banking, bill pay, invoicing, 5 user reimbursements |
| Mercury Plus | $29.90/mo | Growing teams | Recurring invoices, 20 user reimbursements, unlimited 1099s |
| Mercury Pro | $299/mo | Complex ops | Relationship manager, NetSuite sync, 250 user reimbursements |
| Personal | $240/year | Founders | 5% APY savings, $5M FDIC, multiple cards |
Additional fees: 1% currency exchange on non-USD wires, 2.9% + $0.30 for credit card invoice payments
