Mercury

Digital business banking for startups with free checking, savings, and credit cards, plus up to $5M FDIC insurance and free domestic and international USD wires.

Opening a bank account shouldn't take weeks of paperwork. Mercury built banking for how startups actually work—fast setup, zero monthly fees, and everything managed from one dashboard. Apply in 10 minutes, get your account number instantly.
More than 200K businesses trust Mercury for their finances. Beyond basic banking, it handles bill pay, invoicing, and expense tracking. Your team gets debit and credit cards with controls. AI reads your invoices and auto-fills payment details. Treasury earns up to 3.93% on idle cash.

Features

Pricing

Plan
Price
Best For
Key Features
Mercury
$0/mo
Early startups
Free banking, bill pay, invoicing, 5 user reimbursements
Mercury Plus
$29.90/mo
Growing teams
Recurring invoices, 20 user reimbursements, unlimited 1099s
Mercury Pro
$299/mo
Complex ops
Relationship manager, NetSuite sync, 250 user reimbursements
Personal
$240/year
Founders
5% APY savings, $5M FDIC, multiple cards
Additional fees: 1% currency exchange on non-USD wires, 2.9% + $0.30 for credit card invoice payments
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